accounts which until 1 August 2022 were held with Lloyds Bank (International Services) Limited (LBISL) and.Please note there are separate versions of the terms and conditions documents for As every advertisement for a savings product which quotes an interest rate will include an AER, it makes it easier for you to compare what return you can expect from your savings over time. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.Gross rate: is the contractual rate of interest payable before deduction of income tax at the rate specified by law.for accounts where the term is 12 months or more, pay the entire balance of the account to the servicing account.for accounts where the term is less than 12 months, reinvest the entire balance of the account in a new Fixed Term Deposit account with a term that is the same and at the new rate of interest that applies on the date of reinvestment.We will take your circumstances into account and may make an exception in a special cases. You can't withdraw your money before the end of the fixed term.The interest rates advertised are not fixed until receipt of your deposit and any supporting documentation required to open your Fixed Term Deposit.Withdraw your money at the end of the term.We will open a fee-free servicing account (Money Market Call Account) to allow you to.

Is bank term deposit rates